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Meet your future savings goals with certainty
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Competitive, fixed rate for length of term
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Greater earnings than a regular savings account*
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Interest accrues daily
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No setup or maintenance fees
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Federally insured by the FDIC up to $250,000
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A wide range of terms available (6 months to 5 years)
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Provides more guarantee than other, more risky investments
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Automatic renewal at maturity**
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Early withdrawals subject to penalty
Benefits of a Certificate of Deposit (CD)
*Fees may reduce earnings
**You have 10 days after maturity to change the terms of a CD or withdraw funds without penalty
*APY = Annual Percentage Yield. For the 13-month and 23-month CD Specials, the minimum amount to open the account and obtain the Annual Percentage Yield is $1,000. APY is accurate as of March 6, 2025. A penalty will be imposed for early withdrawal. Account fees may reduce earnings
Competitive Rates
Flexible Terms
Guaranteed Earnings
Low Risk Growth
Term | Minimum Balance To Open | Minimum To Obtain Yield | Rate | APY |
|---|---|---|---|---|
13-MONTH SPECIAL | $1,000 | $1,000 | 4.05% | 4.13% |
23-MONTH SPECIAL | $1,000 | $1,000 | 3.76% | 3.83% |
For the 13-month and 23-month CD specials, the minimum amount to open the account and obtain the Annual Percentage Yield is $1,000. APY is accurate as of March 6, 2025. A penalty will be imposed for early withdrawal. Account fees may reduce earnings.
