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  • Meet your future savings goals with certainty

  • Competitive, fixed rate for length of term 

  • Greater earnings than a regular savings account*

  • Interest accrues daily

  • No setup or maintenance fees

  • Federally insured by the FDIC up to $250,000

  • A wide range of terms available (6 months to 5 years)

  • Provides more guarantee than other, more risky investments

  • Automatic renewal at maturity**

  • Early withdrawals subject to penalty

Benefits of a Certificate of Deposit (CD)

*Fees may reduce earnings
**You have 10 days after maturity to change the terms of a CD or withdraw funds without penalty 

*APY = Annual Percentage Yield. For the 7-month, 14-month, and 21-month CD Specials, the minimum amount to open the account and obtain the Annual Percentage Yield is $1,000. APY is accurate as of September 20, 2024. A penalty will be imposed for early withdrawal. Account fees may reduce earnings

Competitive Rates

Flexible Terms

Guaranteed Earnings

Low Risk Growth

7-Month
4.50% APY

14-Month
4.00% APY

21-Month
3.50% APY

Term
Minimum Balance To Open
Minimum To Obtain Yield
Rate
APY
7-MONTH SPECIAL
$1,000
$1,000
4.41%
4.50%
14-MONTH SPECIAL
$1,000
$1,000
3.935%
4.00%
21-MONTH SPECIAL
$1,000
$1,000
3.455%
3.50%

For the 7-month, 14-month, and 21-month CD specials, the minimum amount to open the account and obtain the Annual Percentage Yield is $1,000. APY is accurate as of September 20, 2024. A penalty will be imposed for early withdrawal. Account fees may reduce earnings.

Current CD Rates

View all of our savings accounts

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CERTIFICATES OF DEPOSIT (CDs)

Save with certainty and confidence.

A certificate of deposit allows you to guarantee savings growth by locking up your funds for a designated time period at a competitive interest rate.

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