Personal Checking Accounts
Personal checking accounts made for you
Get all the perks with none of the fees. CFSB's personal checking accounts offer you all of the conveniences you expect with a checking account without the hassle. Explore and learn more about what checking account is right for you.
Manage your finances with a free checking account
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Community Classic Checking
- Simple, straightforward checking with all the essentials
- No minimum balance requirement and no monthly service fee
- Unlimited check writing and deposits
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Community Plus Checking
- Earn competitive, tiered interest on higher balances
- No withdrawal limitations and no transaction fees
- Free digital banking
Compare our Checking Accounts
Benefit | Community Classic Checking | Community Plus Checking |
---|---|---|
$0 Monthly Working Charge | Yes | Yes |
No Min Balance Required | Yes | Yes |
Free Digital Banking With Online Banking & EStatements | Yes | Yes |
Paper Statements | $3 Per Statements | $3 Per Statements |
Unlimited Deposits & Withdraws | Yes | Yes |
Free Discover Debit / ATM Cards | Discover Debit Card Mobile Wallet Compatible | Discover Debit Card Mobile Wallet Compatible |
Overdraft Protection Subject To Qualification | Yes | Yes |
Tiered Interest Rate** | - | Yes |
CFSB Fee For Foreign ATMs | $3 Per Statements | 4 Free Per Month $3 Per Statements |
Minimum Balance To Open | $100 | $100 |
CFSB Checks | Available For Purchase | Available For Purchase |
*Up to allowable amount per IRS guidance. **Rates are subject to change. Fees may reduce earnings. CFSB fee waived, other financial institution fees still apply.
Account Opening Requirements: Client must pass through ChexSystems, have valid Tax ID #, and two valid, unexpired forms of identification (one picture ID).
Account Opening Requirements: Client must pass through ChexSystems, have valid Tax ID #, and two valid, unexpired forms of identification (one picture ID).
Current CD Specials:
7-Month, 5.12% APY | 13-Month, 4.87% APY
Looking for More
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Help Me Decide
Let us know your financial goals, and we can help you decide which personal checking account is right for you! -
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Visit us in person to get face-to-face assistance with any questions you may have about our personal checking accounts! -
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