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Various Financing Programs

Competitive Rates

Refinancing Available

Friendly, Local Service

MORTGAGE LOANS

Let's get you moved with a home mortgage loan.

Welcome home, neighbor! We've called West Kentucky our home since 1890. Let us welcome you to the community with a competitive mortgage loan by filling out our online loan application today! 

CFSB Employee meeting with a customer
  • Competitive mortgage rates for home purchase, refinance, or construction

  • Available for primary residences, second homes, vacation homes, or investment properties

  • A wide range of terms customized to your unique situation

  • Experienced loan officers with working knowledge of the Western Kentucky real estate market

  • Free pre-approval for extra confidence when buying your home

  • Refinance your current home to potentially lower your rate

  • Local decision-making and processing right here in Western Kentucky

  • Customized, friendly service from our experienced lending team

  • Variety of financing programs available:

    • Fixed-rate mortgages

    • Adjustable-rate mortgages (ARMs)

    • USDA Rural Housing Loans

    • FHA Loans

    • VA Loans

    • Construction Loans

Benefits of our Mortgage Loans

We currently only accept online applications from our immediate lending area (KY, MO, IL, IN, and TN). If you are outside this area, please call us for assistance with your loan application.

Meet our Residential Lending team!

"I've applied, what's next?"

After you've submitted your application, our team will be hard at work looking things over and moving it through the loan process. In the meantime, you can click here and log in to view your loan status.

1. Check out the Rates

Make an informed choice before you buy. Check out the latest rates for mortgages with CFSB before you apply.​

2. Apply Online

Apply for your home loan from anywhere online in minutes. Submit your application and our team will take it from there!​

3. Home Owner Education Resources

Help yourself get prepared for a mortgage by completing a free homeowner education course!

Next steps to getting you Home

Help Me Decide

Let's talk about your financial goals and see which Mortgage Loan is right for you!

Find a Location

Visit us in person to get face-to-face assistance with any questions you may have about our Mortgage Loans!

Thank a Banker

Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them!

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