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Competitive Rates
Flexible Terms
Local Decisions
Friendly Service
HOME EQUITY LOANS
Turn your equity into possibilities
Needing some extra funds but don't want to take out a traditional loan? Home Equity Loans allow you to use the existing equity you have in your home and borrow against it. Use those funds for major life events, home remodel projects, debt consolidation and more!
Loan amount based on loan-to-value ratio
No prepayment penalty
The existing equity in your home is used as collateral backing
Competitive rates for different short-term or one-time needs
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Accommodating repayment terms that work uniquely for you
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Local decision making and processing right here in Western Kentucky
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Customized, friendly service from our experienced lending team
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The interest paid may be tax deductible*
Benefits of our Home Equity Loans
*Consult a tax advisor
All loans are subject to credit approval
We currently only accept online applications from our immediate lending area (Counties, including Calloway, Graves, Livingston, Lyon, Marshall, and McCracken). If you are outside this area, please call one of our banking centers for assistance with your loan application.
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