top of page

Competitive Rates

Flexible Terms

Local Decisions

Friendly Service

HOME EQUITY LINE OF CREDIT (HELOC)

What is a HELOC?

You can think of a Home Equity Line of Credit as using the equity in your home to make purchases on a wide range of needs.

Turn the equity in your home into affordable, ongoing financing. This includes, but is not limited to, home improvements, tuition, new vehicles or vehicle repairs, and much more!

Home Construction

Terms tailored to your specific needs
Revolving credit - available balance replenishes as you make payments
Customized, friendly service from our experienced lending team

Only pay interest on the part that you use
Local decision making and processing right here in Western Kentucky
The interest paid may be tax deductible*

Benefits of a Home Equity Line of Credit

*Consult a tax advisor
All loans are subject to credit approval

We currently only accept online applications from our immediate lending area (Counties, including Calloway, Graves, Livingston, Lyon, Marshall, and McCracken). If you are outside this area, please call one of our banking centers for assistance with your loan application.

Meet our Residential Lending team!

Help Me Decide

Let's talk about your financial goals and see if a Home Equity Line of Credit is right for you!

Find a Location

Visit us in person to get face-to-face assistance with any questions you may have about our Home Equity Line of Credit!

Thank a Banker

Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them!

bottom of page