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Manage your finances with a free checking account

Community Classic Checking

  • Simple, straightforward checking with all the essentials

  • No minimum balance requirement and no monthly service fee

  • Unlimited check writing and deposits

Community Plus Checking

  • Earn with competitive, tiered interest on your balance

  • No withdrawal limitations and no transaction fees

  • Access on demand with free digital banking

PERSONAL CHECKING ACCOUNTS

Because a checking account should always be this easy.

Get all the perks with none of the fees. CFSB's personal checking accounts offer you all of the conveniences you expect with a checking account without the hassle. Explore and learn more about what checking account is right for you.

Feature
Community Classic Checking
Community Plus Checking
No Monthly Fee
No Minimum Balance Required
Free Digital Banking
Paper Statements
$3 Per Statement
$3 Per Statement
Free Discover Debit Card
Overdraft Protection*
Unlimited Deposits and Withdrawals
Tiered Interest Rates**
-
CFSB Fee for Foreign ATMs
$3 Per Transaction
4 Free Withdrawals a Month
Minimum Balance to Open
$100
$100
CFSB Checks
Available for Purchase
Available for Purchase

Compare our Personal Checking Accounts

*Up to allowable amount per IRS guidance.
**Rates are subject to change. Fees may reduce earnings. CFSB fee waived, other financial institution fees still apply.

Account Opening Requirements: Client must pass through ChexSystems, have valid Tax ID #, and two valid, unexpired forms of identification (one picture ID).

Help Me Decide

Let's talk about your financial goals and see which personal checking account is right for you!

Find a Location

Visit us in person to get face-to-face assistance with any questions you may have about our personal checking account!

Thank a Banker

Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them!

7-Month
4.50% APY

14-Month
4.00% APY

21-Month
3.50% APY

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